Medical Insurance for Visiting Parents

The need to purchase good travel health insurance for your parents must not be overlooked. The new I-134 rule states that it will hold the sponsor or the person legally inviting visitors to the US, responsible for public charges incurred by his / her visitors. These also include medical bills. Hence, it is a smart decision to purchase a Health Insurance for visiting parents. As a sponsor for your parents, you would be responsible for all medical expenses or any other public services taken by your visiting parents. If you are unable to pay the bills, you may be liable to be sued for damages by the hospitals and other providers.

 

Health Insurance Coverage for Visiting Parents

Most often, the biggest expenses incurred while parents are visiting the USA, are medical costs. The change of climate, food and lifestyle may lead to sickness or injury for Visiting Parents. So, be sure to choose a good Health Coverage plan for your Visiting Parents. You can now choose fom a variety of Visitors Medical insurance plans based on your personal needs and financial budget. Visitors Health Insurance plans can be purchased in India as well. However, it is advisable to purchase Health Insurance for your parents in the USA. You can browse through various plans on websites like Path2USA or Visitors Coverage to compare the best deals before purchasing the appropriate Visitor's Health Insurance plan.

 

Can I Extend My Health Insurance to Cover Parents

People living in the USA, who have Group coverage from their employers, often ask, "Can I extend my existing Health Insurance to Cover Parents?"

Well, the answer is No.

You cannot include your parents in your existing Health Insurance coverage. In the US, your parents are visitors and thereby, do not have social security numbers. They would not be eligible for domestic insurance plans. So, you have to purchase a Visitors Medical Insurance plans to cover your parents in case of emergency.Visitor Insurance is a short-term international visitor health insurance that ensures medical coverage for illness or injury during the entire period of travel or stay abroad. Travel medical insurance provides for your health care expenses, including doctor's fees, hospital charges, pharmacy prescriptions, lab tests, and other related medical expenses. Benefits and coverage are customized to the selected plan of coverage.